
Glossary of Insurance Terms
NAIC’s consumer insurance glossary provides definitions of common insurance terms, helping consumers easily understand key concepts across health, auto, life, and home insurance. It is helpful …
The same procedure is applicable to sub-codes where other double-asterisks appear, such as the following: Sub-codes 5.1000 (Non-Liability Portion for the Commercial Multiple Peril Type of …
Consumer Information Important answers to common questions about auto, home, health and life insurance — as well as buyer’s guides on annuities, long-term care insurance and Medicare …
Insurance Topics | Environmental Insurance | NAIC
2024年7月30日 · Background Issue: Environmental insurance (also known as pollution insurance or pollution coverage) provides coverage for loss or damages resulting from unexpected releases of …
NAIC - Supporting Insurance, Regulators, & Public Interest
2026年3月25日 · We assist state insurance regulators, individually and collectively, in serving the public interest. Together, we protect consumers and ensure fair, competitive, and healthy insurance markets.
Guaranty Associations & Funds - National Association of Insurance ...
2024年5月9日 · Furthermore, property/casualty insurers are allowed to recoup the assessments through premium increases, premium tax offsets, or policy surcharges. Most property/casualty guaranty fund …
What’s an Umbrella Policy? - NAIC
2022年12月15日 · An umbrella policy may cover liability claims your primary policy does not cover. It can also pay for liability and legal defense costs that exceed the amount your primary insurance …
Consumer - National Association of Insurance Commissioners
2026年3月10日 · Consumer Insurance Search Find information about insurance company complaints, licenses and financial health.
Business Interruption Insurance/Businessowner's Policies (BOP)
2024年1月31日 · One component of adequate disaster preparedness for small businesses includes purchasing a business owner’s insurance policy, or BOP. A BOP is the most commonly purchased …
Insurance Topics | Risk Retention Groups | NAIC
2023年8月9日 · Explore the unique world of Risk Retention Groups (RRGs) - member-owned liability insurers operating under specific federal and state laws, offering tailored, multi-state insurance …